Year, after year, saving money has always been an ongoing resolution of mine. Last year, all my hard-earned funds went towards my wedding and whilst I felt broke for the whole year, the wedding was one of the best days of my life and I wouldn’t have changed a thing. This year, Dan and I decided that we would look in to redecorating our flat and making it the best it can be which means we’ve had to re-look at areas where we could potentially save a few pennies to put towards our decorating fund.
I must admit, I’m not the best at saving money and I definitely buy way too much and hoard way too much. So, the first thing I am going to get stuck in to is selling things online. I have set a target of making at least £30 a week through either Depop or eBay and put that money away in a different account, so I won’t touch it. I have seen a few other apps floating about also, two of which caught my eye are called Vinted and Sphock, so I may potentially open up some my stuff for sale on there too and see how I get on. I am also planning to do some boot sales this year, when the weather warms up a bit which should earn me a few pennies for the pot.
Switching Bill Providers
Next, I will be looking at our current bills and seeing if any of them can be lowered. I know our broadband is up for renewal so I’m definitely going to explore other providers for the best broadband deals on the market. We use the internet for absolutely everything in the house, TV, gaming, blogging, the lot, therefore we need a package that provides high speed internet for a good price. I’ve tried a few different providers before settling with the one I have now, but even the deal I have now isn’t the best and I am definitely overpaying for what I get. When the time comes, a little search and comparison for the best broadband offer is on the cards - with so many different choices, such as fiber, wireless and satellite, it's going to take some time to wittle down a good option, but with an online comparison site, I'm sure that I will settle with, what I hope will be the best deal. I also switched our electricity tariff to a different provider at the end of last year, which will lower out quarterly bill by £30 – it may not seem like a lot, but every little counts.
Lastly, I love a good meal out or a takeaway – I mean, who doesn’t? But I need to curb this habit for definite this year as I realised that last year, I spent so much money on take outs, it’s ridiculous. I am going to cut eating out and takeaways to once a month on pay day and that will be the only treat. The rest of the month, I will be preparing my own meals with a budgeted weekly shop and put away the money saved each month which I’m hoping to be at least £100.
Do you have anything big to save for this year?